I'll try and clear a few points up and the I'll put this post to bed
He took early retirement because he found out how big his pension pot was , we both agreed it would be nice to do more together , whilst we can. I think he just didn't realise how much things have gone up in price. We used to go on abroad, in a 3 or 4 star hotel for around £500 each . Its now a thousand each , which he things is too much, although we can afford it . If I suggest a cheaper hotel , he says, no it will be rubbish . So we book nothing . I do know how much h money we have and appreciate it has to last. My frustration is , we both agreed we would go out more , the odd pub lunch or weekend away etc . He's been retired 2 years now and we have hardly done anything together. I have tried talking to him in the past to no avail. We have now talks and he had agreed we should be doing more, so fingers crossed