But then, I suppose if you sell something on ebay and make a profit, you don't have to declare that as income. Or do you? I dunno. 
Good Morning Tuesday 26th May 2026
Banking Bullies! Feeling ignored, and most un'appy
Somebody said to me recently that she thought people's views on such matters as politics and religion were so entrenched by a certain age that nothing would change them.
Well, I have had my own views on religion very much modified by a certain member of Gransnet, who has answered all the questions I have wanted to ask for years, with infinite patience, kindness and warmth, never taking offence.
No, Gransnet is not my Road to Damascus - I will always be an atheist and she certainly has not tried to convert me. What she has done is show me how much her church means to her and some of the good it is doing throughout the world. Oh, she agrees that there is much that needs changing, but she explains that it is like having a family member that does things you don't like, but you still love them. Change is taking place at grass roots level and she hopes it will filter up to the men at the top (yes, they are all men!).
When she first joined GN, I would never have envisaged that we could become such close friends and I thank her for not giving up on me!
But then, I suppose if you sell something on ebay and make a profit, you don't have to declare that as income. Or do you? I dunno. 
Ignore me. #thinkingaloud #probably rubbish
It would put a lot of people off moving at all though, if they were going to bt taxed on any profit. The housing market would stagnate, and that wouldn't be good for the economy or families wanting to up/downgrade.
There is Capital Gains Tax, which applies to some forms of transaction - not well enough up on it to say further than that, and it's too late to Google! 
Why did "several gransnetters" report this thread?!
Don't bloody read it if you don't like it. Nobody forces you to! 
#pathetic
Night night. 
Why are we not told who these "several gransnetters" are ?
I detest the secrecy .
Agreed !
Capital Gains Tax is payable at 40% on the profit from the sale of a property which is not the vendor's principal residence.
It would be ridiculous and unfair to levy it, in addition to stamp duty, when someone was selling their home in order to live somewhere else for whatever reason.
Jingle - you can sell personal items on ebay without declaring a profit, but if you use it regularly HMRC keep an eye on it and could declare that you are running a business.
Same with boot sales - 'regulars' have been known to find a local inspector having a word!
Most people who make a profit on the sale of their main/principal residence need it to buy another home. If they are forced to move, say for employment reasons, and have to buy another before it is sold, there is a period of grace (it used to be three years) before it is concluded that it has become a second home, and therefore any profit is taxable. Quite fair, I think.
I don't think any of the views expressed on this thread are extreme politically. What is needed is agreed upon. How to get what is needed was not agreed upon. I think it'd be quite weird if we did all agree on such troublesome issues. It was a good discussion.
nonu, what you suggest would be a breach of confidentiality. HQ wouldn't do that.
Nanaej I think you will find that your post is rather OTT. Since when is injecting a little humour 'point scoring'? I think that's unkind and unnecessary. There was an immense amount of real 'point scoring' in this thread, and some consider that making their point soundly is just that and it is a necessary part of debate. I could nitpick at your use of the word 'always' and refer you to numerous occasions where I've made contributory points, but I really can't be bothered.
Just back on after another wonderful night out so will take the points in the order they come.
Greatnan I didn't suggest that you said I was dishonest, I knew you could not have been referring to me. My post was about the word, not about to whom it was addressed. Was it me? It couldn't possibly have been because I didn't say you used that word.
Bags I don't think HQ agrees with you. I said that my post had been *** not that the person was *****.
Elegran I agree with you. It would be wonderful if I could post my opinion on a thread without someone jumping in and 'misinterpreting'. what I say. This 'picking' is unpleasant not only for the recipient but for those who read it too.
granjura I don't think it is fair to criticise you for your decision about where to live or whether you have one home or ten. As far as I know you are not starving the peasants (terminology perhaps after watching 3 Giselle's this week?) or cheating on your tax and your affairs are nothing to do with anyone else. 18 years ago we had a Swiss bank account and people made assumptions about us but it was to pay our son's bills when he was studying in Lausanne!
J08 I did address Bluebell's point but I don't think I was interesting enough for it to be taken up.
Greatnan please would you answer my question about why you interpreted my political opinions as you did/misinterpreted what I wrote/knew what I was thinking? On previous occasions when I have asked you to explain what you have said about me you have not done so and it is unfair to state something about someone and then not be prepared to justify what you have said.
I imagine the reason this thread was reported (not by me - I gave my opinion of the standard of "debate" in open court, m'lud) was because it had become a slanging match, with people getting personal, and making veiled allusions, then open ones, to previous confrontations and to things which they knew of each other from other sources which the rest of us were unaware of. In other words, carrying old vendettas into the discussion.
My reaction was to abandon ship before it went up in flames, and a few others joined me in the lifeboat. That was probably why Granjura joked that people in bedsits could be put in a boat and sent out to sea, like us lot. Hope they can row!
I see that the aggro has set in again, which is no help to the homeless or anyone else. I suggest starting a new thread, free from the taints of this one, if anyone is really interested in calmly discussing suggestions for workable and non-punitive ways of helping those who need social accommodation without making things worse for those who already have some.
For instance - anyone out there with knowledge of the relative costs of traditional newbuild, flat-pack, and renovation/conversion? Of the planning aspects of community creation on new/conversion sites? On marketing change to those who fear their support systems (for the able as well as the vulnerable) would be lost if they left their present homes?
The plight of those trying to raise families in bedsits goes without saying, as does the welfare of the most vulnerable. No need to expound on those, they are a given. What about the rest? They have rights and expectations too, and those include secure tenancy of the home they have created and a reasonably predictable and steady rent.
Will repeat part of this post on a new thread. I hope it will attract thoughtful posters.
Re Moved's last point (if indeed it is her last point by the time I finish constructing my post!) This is one of the big disadvantages of forum discussion or debate...time lapses and people coming to or leaving the thread. So often we're having to read, interpret and unpick several different points of view and to try and add to the topic. It can all get disjointed. A point has been made but then another and another. In a complicated thread such as this one it is very difficult for all points raised to be following to some kind of resolution.
Discussions often have no resolution. The good thing about forum discussions like this is that you can go back and look at the several different points of view. If it were a spoken discussion, that would be much harder.
Good thinking, elegran. I'll take a look.
moved, I was just saying what my interpretation of HQ forum rules is. I really can't comment on your deleted posts as I didn't see them.
Thanks, Elegran. This thread has become entrenched, and not worth continuing with.
I've often reached a mutually acceptable conclusion, if not resolution, in a spoken debate or found myself understanding the others point of view or vice versa. I rarely see that in forums. I certainly don't experience the level of (trying to be careful here in my choice if words but failing) hositily? belligerence? in face to face discussion. And on the rare occasions arguements get heated then we are more likely to try to de-escalate rather than the opposite which seems to happen on forums.
Movedalot - I am sorry if I have ever misinterpreted one of your posts and I won't do it again.
I am tired of confrontation - I have enough worries in my real life without getting involved in cyber battles.
Peace and goodwill to our lovely GN ship and all who sail in her.
I have had a very long and relaxing snorkel - and just floating in the beautiful coral garden, surrounded by thousands of fish of every shape and colour, with only the sound of your own breathing, makes you feel very calm and puts everything into perspective.
Thank you Greatnan apology accepted. I hope all your worries get resolved and that you get to have a trouble free retirement.
ICBA to carry on with these petty squabbles so not joining in this debate anymore!
greatnan it would be interesting to see your reply to Grumppa's post of 23.13.07.
Of course I was 'joking' about the boat- this was pretty obvious really.
I apologise to all, and you are quite right, all personal 'squabbles' should be kept off the Forum. However, this can be hard when one is misquoted totally as at the beginning of this thread
"I knew one person who said she would not attend a Church wedding because it was hypocrisy and she put her principles before her family's hurt feelings"
which is something I never ever said. What I said was the for our OWN wedding, we didn't want to base it on a lie, and that we enrolled the support of our wonderful Vicar to help some relatives see why this was important. The Vicar was indeed delighted to help, as he was sick and tired of being asked to perform like a Hollywood actor at show Church weddings - knowing full well that neither party was in any way or shape religious. I've attended 100s of Church weddings form family and friends, knowing that they are not religious, and without ever making my feelings known or the slightest hint of criticism. And I suppose, when one has very strong views, perhaps sometimes we do not hear what is being said, but what we think is being said with our own bias.
I recently received a whole set of accusations based on things I never ever said, but that the person perceived I said. For instance that saying that we should look at how to release family homes now occupied by single people for families, meant that I wanted to evict a relative. And so on - the list was endless. All this to illustrate how easily things can become distorted if we listen with our own prejudices, rather than really listen.
Best if I leave this Forum and I wish you all the very best. And hope that you will be able to listen to each other and hear what is actually being said, rather than what you want to hear, for whatever reason.
Peace and Bonne chance.
Love the acronym, nanej - took me a minute though 
granjura, you'll be missed...
Sorry to hear that Granjura , Hope you return one day .
Very best wishes across the miles .
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