I would not generally discuss my finances in detail but I might in certain particular circumstances, such as during a discussion about finances say that I feel I am very lucky not to fear managing with the basic essentials as I get older. I am just not a big spender any way though, so apart from council tax, food, heating, keeping a car going and a few new clothes now and then I am generally a low level consumer.
Is that acknowledgement bad manners or not?